Loan Assistance Disclosure

Instant Loan Solutions is a loan assistance service. We help applicants in India understand loan options, prepare their documentation and submit applications to lending institutions.

• We are not a bank, an NBFC or any other regulated lending entity
• We do not lend money and we do not hold deposits
• We do not sanction loans or issue sanction letters
• We do not set interest rates, processing fees or other lender charges
• We do not decide the sanctioned amount or tenure
• We do not control disbursement or its timing

The lending institution decides. It applies its own eligibility criteria, credit assessment, verification and internal policy. Anything we tell you about eligibility is an indication based on what you have shared, not a decision. Meeting general eligibility criteria does not guarantee approval, and processing timelines vary by lender, product and how quickly documentation is completed.

We do not claim to be an authorised partner of any bank or NBFC on this website. Lender names and logos are shown only where the business has a verified relationship it is permitted to disclose; until then, no lender branding appears here.

We do not charge you a fee for discussing your requirement, checking indicative eligibility or being guided through the documentation for an application.

Where an application we assist with is sanctioned and disbursed, we may receive a commission from the lending institution, in line with normal practice for loan assistance and direct selling arrangements. This does not add a charge to your loan beyond the charges the lender itself levies, and it does not change the lender's own credit decision.

Any charge levied by the lender — processing fee, documentation, valuation, legal or stamp duty — is set by the lender and disclosed in its sanction letter. Never pay a fee to an individual's personal account in our name; ask us first.

Documents required vary by lender and product. We only ask for what an application actually needs, and we never ask for a password, OTP, card PIN or net-banking credential. How we handle your information is set out in the Privacy Policy.

Raise it with us through the grievance page. If the issue concerns the lender's decision, charges or servicing, it has to go through that lender's own grievance channel — we will point you to it.