Legal
Terms & Conditions
Version 1.0 · Effective 1 June 2025 · Last updated 1 June 2025
By using this website or engaging our services, you agree to the terms set out below.
Who these terms are with
This website is operated by Instant Loan Solutions, Gulistan Complex, Hidayatulla Road, Camp, Pune – 411001, Maharashtra, India. You can reach us on +91 90000 00000 or on WhatsApp.
Who may use this website
This website is intended for adults in India who are eligible to apply for credit. If you use the website on behalf of a business, you confirm you are authorised to do so.
Nature of our service
We provide loan assistance: understanding requirements, explaining what lenders generally look for, helping prepare documentation and submitting applications to lending institutions. We are not a bank or a non-banking financial company and we do not lend money.
We do not sanction loans, set interest rates, decide loan amounts or tenure, or control disbursement. Every one of those decisions is made by the lending institution under its own criteria.
No guarantee of approval or terms
- An enquiry, an eligibility discussion or a calculator result is not an approval
- We do not guarantee approval, interest rate, sanctioned amount, tenure or timeline
- Lender criteria, documentation and pricing change from time to time
Information on this website
Content here is general information, not financial, legal or tax advice. Examples and calculator outputs are illustrative and use the figures you enter, not an offer from any lender. Confirm the terms applicable to you directly with the lender before deciding.
Your responsibilities
- Provide accurate and complete information and documents
- Do not submit anyone else's personal information without their permission
- Read and understand any sanction letter or agreement before accepting it
- Satisfy yourself about the terms offered by the lender
- Comply with applicable law in relation to the funds you borrow
Prohibited use
- Submitting false, misleading or fraudulent information or documents
- Automated scraping, bulk submissions or attempts to disrupt the website
- Attempting to gain unauthorised access to any part of the website or our systems
- Using the website for any unlawful purpose
Intellectual property
The text, layout, graphics and branding on this website belong to Instant Loan Solutions unless stated otherwise. You may read, print and share pages for personal or business reference; republishing the content commercially without permission is not allowed.
Third-party links
Links to lender or third-party websites are provided for convenience. We do not control those websites and are not responsible for their content, terms or privacy practices.
Service availability
We try to keep the website available and accurate, but it may be unavailable during maintenance or for reasons outside our control, and content may become out of date.
Limitation of liability
To the extent permitted by law, we are not liable for a lender's decision, the terms a lender offers, or loss arising from reliance on general information published on this website. Nothing in these terms limits any liability that cannot be limited under applicable law.
Privacy
How we handle personal information is described in our Privacy Policy, which forms part of these terms.
Changes and governing law
We may update these terms; the current version and date are shown at the top of this page.
These terms are governed by the laws of India, with courts at Pune, Maharashtra having jurisdiction. For any query relating to this page, contact Instant Loan Solutions on +91 90000 00000 or on WhatsApp.
These terms are a plain-language starting point and have not been reviewed by a lawyer. A qualified professional should review them before they are treated as definitive.
Related pages
Let's find the right loan option for you
Speak to our team about your requirement. We will explain the likely eligibility considerations, documents and next steps before you apply.
